Invoice finance is the process of using your companies invoices as collateral for a cash loan. The product was created over a hundred years ago to provide small business with a way to offer sales terms. The way it works is you provide the invoice finance company a copy of the invoice and they normally advance your company up to 90% of the total invoice value. This permits your company to cover expenses while you wait the 30 to 60 days for payment. Once the payment arrives from your customer the remaining funds are given back to you from the invoice finance company less the finance fee. Often the cost for invoice finance is less than the cost of accepting credit card payments. The fee for invoice finance can range from .5% to as high as 5%. Most of our clients that finance over $100,000 per month pay around 2%, which is less than offering a 10 day quick pay discount. Financing invoices could be the cash flow boost your company needs to get to the next level.

Our invoice finance program is often the lowest priced invoice cash flow solution available in the market. The reason is our low cost of funds. The lower our cost of funds the better the rates we can provide to our clients. We would appreciate a chance to earn your business and show you how cost effective invoice finance can be.

Want a quick invoice finance quote?

Questions? Call us at 1 (877) 876 2803 now (toll free).

How do I know if invoice finance makes sense for my business?

This is fairly easy to answer for most business owners after considering the following possibilities:

How would my business change if all my customers paid in one day?

Could my company benefit from outsourcing some of the accounts receivable work?

The benefits of invoice finance will vary depending on your business model and how your company can use cash to be more productive. If you would like to find out how much invoice finance will cost for your business you can click here for a free rate quote. Once you know the cost you can determine how your business may benefit by factoring your accounts receivable. The term factoring is the process of financing your invoices. Simply put, getting up front cash for your invoices instead of waiting to get paid 30 to 60 days later.

Our invoice finance programs normally provide advance rates that range from 80% to as high as 95% depending on the how the overall situation looks and the needs of our clients. The invoice finance rates normally range from 1% to 4% per 30 day period. See our factoring cost section for more information on invoice factoring fees and advance rates.

Please click here to get a great invoice finance rate.

Questions? Call us at 1 (877) 876 2803 now (toll free).

Still not sure if invoice finance makes sense for your business? We have several business finance consultants available to discuss your individual business needs by calling 1 (877) 876-2803. Our goal is to eliminate cash flow issues for our clients and provide the working capital needed for continued growth and profitability.